The Carroll Realty Group - KELLER WILLIAMS REALTY / Metropolitan



Posted by The Carroll Realty Group on 4/24/2018

Buying a new home can be an exciting but anxiety-inducing experience. With so many things to consider, it can be difficult to keep track of the things that matter most to you.

This process is complicated further when you discover a second or third home that you like as much as the first and you’re trying to decide which one to make an offer on.

In today’s post, we’re going to talk about how you can effectively compare houses to ensure that you’re making the most sensible, long-term decision for you and your family.

It’s all about the spreadsheet

Today, our method isn’t going to rely on any fancy new apps or paid tools. Everything you need to accomplish your spreadsheet is a tool like Google Sheets (it’s like a free version of Excel) or a simple pencil and notebook.

The columns of your spreadsheet will be made up of the factors that will influence your decision. This will include the obvious details like the cost and square footage of the home, but also finer details like its proximity to key places in your life.

The rows of your spreadsheet will be the properties you’re comparing. Now, it may be tempting to start listing every house on your radar in the columns of your spreadsheet. However, I think it’s more time-effective to only include the homes that you’re likely to make an offer on. This means doing some hard thinking and having a conversation with your family about your realistic goals for buying a home.

What is most important to you in a home and neighborhood?

Let’s turn our attention back to the top row of your spreadsheet. We want to fill that section with around 10 factors that are most important to you in a home and the location the home will be in.

In this section, you can include the estimated cost of the home and the estimated monthly expenses for owning that home (utilities, taxes, etc.).

Here’s the secret weapon of our spreadsheet, however. Rather than listing the actual cost of the home in this row, we’re going to give it a rank of 1 to 5. A score of 1 means the house is a lot more expensive than you want. A score of 5 means the house is the ideal cost. A 3 would be somewhere in the middle.

We’re going to use this 1 to 5 ranking system for all other factors on our spreadsheet as well.

Next to these costs, you’ll want to add other important factors to your home buying decision. Does it have the number of rooms you’re looking for? If a backyard is important to you, does it provide for that need?

In terms of upgrades, how much work will you have to do on the home to make it something you’re satisfied with? For DIY-minded people with time to spare, home improvement might be a welcome concept. For others, it simply would take too much time to accomplish everything you want. So, when you fill out the “Upgrades” column of your spreadsheet, make sure you determine a system for ranking the homes that suits your needs.

House location shouldn’t be overlooked

It’s a sad truth, but in today’s busy world, the average homeowner spends most of their time away from home, whether they’re at work, commuting, or bring their kids to and from after school activities.

You’ll want at least one column on your spreadsheet to be devoted to location. When ranking the location of a home, consider things like commuting time, distance to schools, hospitals, parks, and grocery stores. All of these things will have a larger impact on your day-to-day life than small details of the house itself.

Ranking the homes

Now that you have the first row and column of your spreadsheet built, it’s time to fill in the details and tally up the totals. These numbers will help inform your decision as to which house is really right for you.




Categories: Buying a Home   compare homes  


Posted by The Carroll Realty Group on 4/20/2018

This Single-Family in Windham, NH recently sold for $405,000. This Cabin style home was sold by The Carroll Realty Group - KELLER WILLIAMS REALTY / Metropolitan.


3 Allen Road, Windham, NH 03087

Single-Family

$405,000
Price
$405,000
Sale Price

2
Bedrooms
5
Rooms
1/1
Full/Half Baths






Categories: Sold Homes  


Posted by The Carroll Realty Group on 4/20/2018


102 Heather Circle, Auburn, NH 03032

Single-Family

$639,900
Price

4
Bedrooms
10
Rooms
3/1
Full/Half Baths
AUBURN LIVING at its finest! This EXPANSIVE COLONIAL is sited on 2 ACRES of beautifully LANDSCAPED property. This 4 BED, 3 BATH home has over 4,500 sq. ft. of living space. Enter the two-story foyer and feel right at HOME! The living room features BRAND NEW RED OAK FLOORS. The kitchen is WELL-EQUIPPED with a built-in SUB-ZERO REFRIGERATOR and 6-burner THERMADOR gas range, GRANITE, under cabinet lighting and a massive KITCHEN ISLAND are just a few of the MANY CUSTOM FEATURES. The FIRST FLOOR GREAT ROOM has HARDWOOD FLOORING, new DOUBLE-SLIDERS, triple-pane windows and exquisite ACCENT BEAMS. Ascend the HARDWOOD STAIRS to the second floor and you will find a SPACIOUS MASTER BEDROOM featuring cathedral ceilings with VELUX SKYLIGHTS and custom beams. You are in for a treat in the LUXURIOUS MASTER BATH. Details include a tiled walk-in STEAM SHOWER, Jacuzzi tub, double GRANITE VANITY, bidet and RUNTAL towel warmer. A THIRD (yes, third) GREAT ROOM can be utilized as a HOME-GYM or STUDIO. IN-LAW POTENTIAL here too. Step outside onto the MAINTENANCE-FREE Fiberon deck, designed to accommodate a hot tub. The BACKYARD OASIS is complete with a gorgeous 20 X 40 IN-GROUND, HEATED POOL, Pool house and LUSH LANDSCAPING. Why consider new construction when the current owners have already installed NUMEROUS HIGH-END UPGRADES - CENTRAL AIR, RUNTAL baseboards, JELD-WEN windows and a CULTURED STONE HEARTH. Just move right in, RELAX and ENJOY. The best value in town! Showings start 4/24.
Open House
Saturday
April 21 at 2:00 PM to 4:00 PM
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Location: 102 Heather Circle, Auburn, NH 03032    Get Directions






Categories: New Homes  


Posted by The Carroll Realty Group on 4/17/2018

If you are thinking of refinancing your mortgage, there are so many options available to you that address your needs. Whether you want to do some home improvement projects or provide a down payment for another property refinancing can be a good option for you. There are many different options when it comes to home loans and refinancing. Below, you’ll find some of the most popular choices and what they mean for your mortgage and your finances. 


Standard Refinance


A standard refinances requires that you have a certain amount of equity in your home. If you want to avoid Private Mortgage Insurance (PMI on the refinance, you need 20% equity in the home. Different lenders have different requirements for the amount of equity that you need in order to do this primary refinancing of your home loan. Keep in mind that a good credit score is also a requirement to do this type of loan.


Refinancing With Cash Out


This option is great when you need to take some of the equity out of your home. This way, you can get some of the equity out of your home without selling the house. This way, you’re able to refinance the mortgage, get a good loan term that’s affordable, and borrow a part of the equity you have built up in your home.


You can use the cash that you take out for just about anything you need including college, home renovations, business start-up costs, or to consolidate other debt you have. The only drawback is that you’re not able to borrow 100% of your equity. Usually, the highest percentage you’re eligible to borrow is 80%. The amount is based on both the equity you have built up in your home along with your income. Also, keep in mind that after you take out one of these loans, the amount of equity you have in your home decreases.  


Short Refinance


Short refinances may not be offered by all lenders. If you don’t qualify for a HARP loan or standard, refinance this could be a good option for you. If you hope to avoid foreclosure and are struggling to pay your mortgage each month, your lender may agree to the terms of this type of loan. The loan is in effect is a combination of a short sale and a refinance. The lender agrees to pay the existing mortgage off. The loan s replaced with a new mortgage. Beware that if you choose this option, your credit score may go down significantly. If you’re able to keep up with the new mortgage payments, you’ll be able to repair your credit score over time.         





Categories: refinance  


Posted by The Carroll Realty Group on 4/6/2018


41 Alder Drive, Nashua, NH 03060

Single-Family

$259,900
Price

3
Bedrooms
7
Rooms
1
Baths
Time to make the MOVE! This THREE BEDROOM RANCH has been UPDATED THROUGHOUT and is in IMPECCABLE CONDITION. Newer furnace, vinyl windows, two-year old roof, and brand-new siding takes care of the big-ticket items. Prepare meals in the SPACIOUS EAT-IN kitchen and relax in the LIGHT AND BRIGHT living room with HARDWOOD FLOORS and PELLET STOVE. The NEWLY-RENOVATED bathroom boasts a beautifully TILED shower with GLASS DOORS and is sure to please! Head down to the LOWER LEVEL and enjoy hobbies or entertaining in the FINISHED SPACE. Lots of storage space as well. The level yard is FULLY-FENCED in to allow for plenty of privacy. The SHED and SWING-SET stay! The ONE-CAR GARAGE features additional space that can be used as a WORKSHOP or GARDEN SHED. This home is CENTRALLY LOCATED near shopping and local amenities.
Open House
Saturday
April 07 at 1:30 PM to 3:00 PM
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Location: 41 Alder Drive, Nashua, NH 03060    Get Directions






Categories: New Homes  




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